The PA Lottery features a VIP Players Club but unfortunately, players receive little benefit from the program when playing PA online lottery. Hopefully, that will eventually change, but for now frequent players have been taking advantage of the next best thing — cashback.
With little fanfare, the PA iLottery has begun to offer the occasional cashback promotion. If you are a person who enjoys playing the online lottery, cashback definitely something worth paying attention to, with the potential of huge savings.
Let’s take a look at what this newest perk is and how lottery players can participate.
All of us have likely received cashback in one form of another. Of course, in general, cashback is a form of a rebate on a purchase. For our purposes as lottery players, PA Online Lottery cashback is essentially money that you receive back while playing the instant games. Offered for specific games on designated days, cashback is currently limited in scope. When available, cashback will be around 20%, but can range anywhere from 10% to 25%.
The PA Online Lottery calculates their cashback based on net loses, meaning you will only receive cashback when you lose. Of course, we never want to root for a loss — its always better to win — but it’s nice knowing that if you lose playing a game, that you will receive a little something extra back.
While the cashback requirements will vary based on the specific offer that is available, you must generally meet the following criteria to actually receive cashback:
Assuming you meet all the qualifications for cashback for a given game, you will usually be paid within 3 business days of the end of the cashback period. Cashback payments will be credited as “Bonus Money” to your iLottery account.
Let’s answer this question with an example. Let’s say that you play a game and meet the qualifications for a game that is offering 20% cashback. You make a deposit of $100 on that day and end up losing $50 playing an eligible game. You would receive 20% of the $50 that you lost, or $10. If you win, congratulations, but you will receive nothing in cashback. This is a good problem to have.
Note that any cashback you receive is usually capped at $100 per promotion period.
Your cashback will be credited to your account as bonus money, which can not be withdrawn until additional play requirements have been met. You will need to check the specific terms of the promotion you are participating in, but generally speaking, players will need to wager the bonus 5x. For example, if you have a bonus of $10, you will need to wager $50 in order to receive.
once the bonus has been played at a 5x wager requirement, you will be able to withdraw.
By now you have probably figured out that “20% cashback” on designated games is not actually 20% in value. This is not due to deception but the nature of the way that cashback on loses with a wager requirement works.
In practice, the actual value and extra effective payback you will vary by game. A game that has a payback percentage of 85% — around the PA online lottery average — will essentially add 2.5% to your payback percentage when considering the odds of losing and having to play-through the bonus.
This extra value is not insignificant but it’s clear that cashback should not be the only reason you play a designated game in the PA online lottery. Instead, the optimal strategy should be to wait to play your favorite games on a day when cashback is offered to improve your overall value.
Of course, only play the PA Online Lottery when you can afford to do so and look at cashback as simply an insurance policy for your entertainment dollar.
To be eligible for cashback on a game, you must first click “Claim” from your PA Online Lottery account or the promotion page of the offer.
The PA Online Lottery has been offering cashback promotions a few times a week of late. Players can find out what games are offering cashback by going to the “Promotions” tab of the PA online lottery. Eligible games will change each week.
“Two For Tuesdays” is a particularly popular day to receive cashback with the PA Online Lottery, as the promotion frequently offers 25% cashback on not one, but two different games.
Check back to the PA iLottery frequently, as many cashback promotion periods are often revealed on short notice.
If you are over 21 years of age and are physically located in the state of Pennsylvania, you are eligible to play the PA iLottery. Players who sign-up can even receive a free $5 no deposit bonus when registering with bonus code WINNER, another great way to optimize your value when playing.